Real Estate Agent — real estate agent in Panama City, FL
Awarded a Bachelor of Science Degree in Business Administration with a major in Real Estate and Urban Land Studies by the University of Florida in 1975.
Awarded a Bachelor of Arts Degree in Political Science from the University of Florida in December 1973.
Successfully completed Course 101 of the Society of Real Estate Appraisers, “Introduction to Appraising Real Estate”, University of Florida, 1974.
Successfully completed Course 201 of the Society of Real Estate Appraisers, “Income Property Appraising”, University of Florida, 1975.
Successfully completed Course II of the American Institute of Real Estate Appraisers “Income Property Valuation”, University of Tampa, 1975.
Successfully completed Course VI, “Income Property Investment Analysis”, of the American Institute of Real Estate Appraisers, Chicago, 1976.
Attended the School for Executive Development of the U.S. League for Savings and Loan Associations, University of Georgia, Athens, Georgia, 1977.


  • Business Practices and Ethics 2017
  • Eminent Domain and Condemnation 2017
  • Subdivision Valuation 2017
  • Small Hotel/Motel Valuation 2017
  • Advanced Hotel Appraising - Full Service Facilities 2016
  • Appraisal of Fast Food Facilities 2016 Appraisal of Convenience Stores 2016
  • USPAP Update 2016
  • Florida Appraisal Laws and Regulations 2016
  • Appraising Assisted Living Facilities 2015
  • Uniform Appraisal Standards Update 2014
  • Florida Appraisal Law/Rules 2014
  • Sales Comparison Techniques 2014
  • Appraising Green Residences 2014
  • Residential Appraisal Review 2014
  • Appraisal of 2-4 Family and Multi-Family Properties 2012
  • Challenging Assignments for Residential Appraisers 2012
  • Foreclosure Basic for Appraisers 2012
  • USPAP Update 2012
  • Florida Real Estate Appraisal Law and Rules 2012
  • Scope of Work 2012
  • Forecasting Revenue 2012
  • Discounted Cash Flow Analysis 2012
  • Commercial Client 2012
  • New Technology 2012
  • Comparative Analysis 2012
  • Business Practices and Ethics 2012
  • Data Verification Methods 2012
  • Apartment Appraisals 2010
  • Ad-Valorem Tax Consulting 2010
  • USPAP Update 2010
  • Florida Appraisal Law 2010
  • Supervisory Roles 2010
  • USPAP Update 2008
  • Florida Law 2008
  • Market Area Analysis 2008
  • Communicating the Report 2008
  • Distressed Real Estate 2007
  • Operating Expense Analysis 2007
  • Business Ethics and Practices 2007
  • Eminent Domain 2007


Appraisal Institute:
1) Awarded MAI designation in May of 1983. MAI designation number 6661.
2) Chairman of the Chapter Admissions Committee in 1985.
3) Elected President of North Florida/South Alabama Chapter in 1986/1987.
4) Elected to serve on the National Governing Council from 1989 to 1990.
5) Appointed as Assistant Regional Member of the Review and Counseling Committee for 1989 and 1990.
6) Committee to nominate National Officers (1990).
7) Elected to the Board of Directors of the Appraisal Institute 1991 through 1993.


  • Florida State-Certified General Real Estate Appraiser - No. RZ156
  • Member of the National Association of Realtors
  • Registered Florida Real Estate Broker - License No. 0150163


  • City of Panama City
  • City of Panama City Beach
  • Panama City-Bay County International Airport
  • Office of the Attorney General; Tallahassee, Florida
  • Florida Department of Transportation; Chipley, Florida
  • The Nature Conservancy; Tallahassee, Florida
  • The Trust for Public Land; Tallahassee, Florida
  • Department of Environmental Protection; Tallahassee, Florida
  • Regions Bank; Various offices
  • Whitney National Bank; Various offices
  • Bank of America; Various offices
  • Federal Deposit Insurance Corporation; Various Offices
  • Citicorp Real Estate, Inc.; Tampa, Florida
  • AmSouth Bank; Florida and Birmingham, Alabama offices
  • SunTrust Bank of Florida; Florida
  • Federal National Mortgage Association; Atlanta, Georgia
  • First Union Bank; Jacksonville, Florida
  • TICOR Mortgage Insurance Company; Miami, Florida
  • HOME EQUITY/HOMERICA; Wilton, Connecticut
  • Amerada Hess Corporation; New York, New York
  • Bay County Land & Abstract Company; Panama City, Florida
  • Bay County Property Appraiser's Office; Panama City, Florida
  • Bay Bank & Trust Co.; Panama City, Florida
  • American Funding Corporation, Montvale, New Jersey
  • Merrill Lynch Relocation Service; Atlanta, Georgia
  • Chevron, U.S.A., Inc.; Miami, Florida
  • West Building Materials; Atlanta, Georgia
  • Equitable Relocation Service; Atlanta, Georgia
  • Transamerica Relocation Service; Farmington, Connecticut
  • Tyndall Federal Credit Union; Panama City, Florida
  • Alliance Mortgage Company; Jacksonville, Florida
  • Allstate Enterprises; St. Petersburg, Florida
  • Florida Federal Savings & Loan Association; St. Petersburg, Florida
  • Great Western Savings; Orlando, Florida
  • City Federal Savings & Loan Association; Boca Raton, Florida
  • Mortgage America, Inc.; Birmingham, Alabama
  • SouthTrust Bank; Birmingham, Alabama
  • NCNB Bank; Dallas, Texas
  • Yamaha Corporation/Century Boat Company



1) St. Croix and St. Maarten Condominiums at Silver Shells Resort; two 15 story structures containing 170 units.
2) Tides at Tops'l Condominium; a 16 story structure containing 160 residential units and 4 commercial units.
3) Long Beach Resort Towers I and II and III; 265 units in three 15 story high rise structures.
4) The Summitt Condominium; 154 units in an eleven-story structure in Tops'l Resort.
5) Numerous small condominium projects in the Destin market area including Destin Pointe, Grand Caribbean, Gulfview II, Caribbean Dunes, Emerald Dunes and others.
6) Pinnacle Port Condominium: A 408 unit gulf front complex consisting of 6 seven-story buildings and one 12 story building including all recreational amenities.
7) Sunbird Condominium: 288 units in a gulf front development consisting of two 12 story hi-rise structures.
8) Seamark Condominium: 308 units in a 30 story structure with an adjacent multi-level parking garage.
9) Watercrest Condominium: 163 units in a 17 story structure located on a gulf front site.
10) Pelican Walk Condominium: 120 units in a 12 story gulf front building including all recreational amenities.
11) The Meridian Condominium: A 238 unit gulf front development in a 14 story hi-rise building.
12) Condominium projects within Bay Point Yacht and Country Club including Marina Club Village, Baytowne and Golf Cove Estates.
13) Seachase Condominium: a 64 unit gulf front condominium development consisting of two 8 story buildings and all amenities.
14) Villas of St. George: A 42 unit condominium development located on St. George Island consisting of eight 3 story buildings.


1) Comfort Inn and Suites; Okaloosa County, Florida.
2) Holiday Inn Select; near Panama City Mall; Panama City, Florida.
3) Buccaneer Beach Motel and Restaurant; Panama City, Florida.
4) Miracle Mile Resort; Six gulf front hotels containing 640 units.
5) 15 story gulf front Holiday Inn Resort/Hotel containing 347 units.
6) Gulf front Ramada Inn with restaurant and convention center containing 147 units.
7) Gulf front Days Inn containing 188 units.
8) Pier 99 Motel: A 200 unit complex consisting of 80 existing units and 120 proposed units, a lounge and conference center.
9) 104 unit Comfort Inn Motel located adjacent to the Panama City Mall.
10) 160 unit Days Inn Motel with detached restaurant; commercial motel located near a business district.


1) TGI Friday's; Destin and Panama City Beach
2) Basmati's Restaurant; Santa Rosa Beach; Walton County
3) Los Antojitos; Highway 98
4) Shrimp Boat (and marina, vacant bayfront site, and retail/warehouse building)
5) Applebees; Walton County
6) Beach House and Giannini Lounge; Panama City Beach
7) Runaway Island Beach, a gulf front restaurant; Panama City Beach
8) Capt. Anderson's Restaurant: Seating capacity of 700±
9) Angelo's Steak Pit: Seating capacity of 480± people
10) Sylvia's Restaurant: Seating capacity of 222± people
11) Shadetree Restaurant: Seating capacity of 200± people
12) Sonny's Bar-B-Que: Seating capacity of 176± people
13) Bonanza Steak House: Seating capacity of 264± (very dense)
14) Numerous fast food restaurants including Burger King, Dominos, Dairy Queen, Arby's, Popeyes, Captain D's, Arthur Treachers, Wiener King, etc.


1) Century Boat Plant; 151,785 SF building area, on a 10.94-acre site.
2) Eastern Ship Yard-Nelson Street; 57,219 SF manufacturing and office space on a 10.909-acre waterfront site.
3) Eastern Ship Yard-Allanton; 152,126± SF manufacturing and office space on a 142.54± acre waterfront site.
4) Northwood Properties, Inc. ownership; 170.50 acre industrial site; Santa Rosa County.
5) Daffin Food Service distribution facility; Jackson County.
6) Wellstream Plant; a 181,800 SF heavy industrial facility on a 30 acre waterfront site with 85' eave height, lift capacity of 550 tons.
7) National Fiberglass Plant: A light industrial building.
8) Continental Teledyne Plant: A heavy industrial building. CHANDLER AND ASSOCIATES, INC.
9) Aladdin Manufacturing Co. Plant: A light industrial building.
10) Pacifica Yachts Plant: Manufacturers of yachts.
11) Sikes Concrete Company: Concrete pipe manufacturing.
12) West Rock Port terminal: Panama City, Florida.
13) Miller Marine Yacht Services: Bay County, Florida.


1) Mariner Plaza Shopping Center; Ft. Walton Beach, Florida
2) Mariner Plaza Shopping Center; Panama City, Florida
3) 23rd Street Plaza Shopping Center; Panama City, Florida
4) Nine Mile Plaza Shopping Center; Pensacola, Florida
5) Stanford Station Shopping Center; Panama City, Florida
6) The “Y” Shopping Center; Panama City Beach, Florida
7) Eleventh Street Center; Panama City, Florida
8) Springfield Plaza; Springfield, Florida
9) Gilbergs Plaza Shopping Center; Panama City, Florida
10) Hickory Street Shopping Center; Panama City, Florida
11) Rivergate Plaza Shopping Center; Marianna, Florida


1) Meadowrun Apartments (200 units); Pensacola, Florida
2) Cedar Town Apartments (112 units) on 7.10 acres
3) Turtle Lake Apartments (200 units); Panama City, Florida
4) Cameron at Woodcrest (222 units); Tallahassee, Florida


1) Cook-Whitehead Ford - Truck lot and body shop; Panama City, Florida
2) Bill Cramer Chevrolet, Cadillac, Buick, GMC; Panama City
3) Bay Lincoln Hyundai; Panama City
4) Bay Dodge, Chrysler Jeep; Panama City
5) John Lee Nissan/ Panama City
6) Panama City Toyota; Panama City, Florida


Single-family residences and condominium units (over 3,000), apartment complexes, retail buildings, warehouses, subdivisions, office buildings, marinas, churches, health spas, cold storage facilities, a barrier island and numerous large tracts of gulf front land, as well as, a variety of special purpose properties.


After graduating from the University of Florida, I entered the real estate profession as a full time appraiser with Merriam Realty under the supervision of Mr. Lauren E. Merriam.

In 1975, I left Merriam Realty to set up an appraisal department at Security Federal Savings and Loan Association of Panama City. During my employment with Security Federal, I either performed or reviewed all appraisals accepted by the Savings and Loan Association.

In 1977, I accepted a position with Freedom Federal Savings & Loan Association of Tampa, Florida, as manager of the Panama City Beach Branch Office. During this tenure of employment, I kept in touch with the real estate market by underwriting mortgage loans and reviewing real estate appraisals.

In August of 1978, I established Adkinson-Chandler Real Estate Appraisers, Inc. In 1983, I acquired my partner's interest in the company and the name of the business was changed to Chandler and Associates, Inc. I am presently employed as a full-time appraiser and President of Chandler and Associates, Inc.

I have served as an instructor of real estate and member of the Real Estate Advisory Council of Gulf Coast Community College. Also, I have testified as an expert witness in Federal Court and in the Circuit Courts of Florida. I have also testified before the Cabinet of the State of Florida on state land acquisition and endangered land values.

As of the date of this report, Randall C. Chandler, MAI had completed the requirements of the continuing education program of the Appraisal Institute.